How to Own a Home in Ghana at Lakeside Estate with Just a 25% Deposit: A Step-by-Step Guide

Owning a home in Ghana used to feel like a faraway dream. Between high upfront costs and complex payment plans, many people give up before they even start.

But what if we told you that with just 25% of the cost, you could be on your way to owning your dream home?

At Lakeside Estate, we’re making homeownership simple, affordable, and stress-free. In this post, we’ll show you exactly how our 25% deposit plan works—and how you can start the journey today.

Why the 25% Deposit Plan is a Game-Changer

Let’s face it—most homes in Ghana require a huge deposit or even full payment before you can get started. That’s tough for the average person or young family.

With our 25% offer, you no longer need to wait years to save up the full amount. Once you pay 25%, your home is secured. Then, you can spread the rest across two full years, making it easier on your pocket.

It’s real. It’s simple. And it’s designed to help you stop renting and start owning.

Step-by-Step: How to Own a Home at Lakeside Estate

Step 1: Choose Your Home

Visit our website and explore the beautiful homes we offer. From 2-bedroom units to 4-bedroom storey homes, we’ve got something for every lifestyle and budget.

Each home is located in a secure, gated community with well-planned roads, water, electricity, and easy access to schools and shops.

Step 2: Make a 25% Deposit

Once you’ve picked your preferred home, the next step is simple: Pay just 25% of the total cost to reserve it.

This deposit locks in your unit, so no one else can claim it. We accept multiple payment options, including bank transfers and in-person payments at our office.

Step 3: Sign Your Agreement

After payment, you’ll sign a home purchase agreement. This document confirms your ownership and outlines the payment plan. Our team will guide you through every detail—no confusing terms or legal jargon.

Step 4: Pay the Balance Over 2 Years

The remaining 75% is spread over a 24-month payment plan. That means no pressure, no surprises—just flexible monthly payments. And if you pay faster, great! No penalty for early completion.

Step 5: Get Your Keys and Move In

Once full payment is made, your house is ready for you. Move in, settle down, and enjoy life in one of Ghana’s most loved communities.

Who Is This Offer Perfect For?

• Young professionals starting their journey
• Newlyweds planning for the future
• Families tired of renting every year
• Ghanaians in the diaspora looking to invest back home

If you’ve saved at least 25% of a home’s cost, this opportunity is made for you.

Why Choose Lakeside Estate?

• Secure, gated community
• Modern, spacious home designs
• Quality roads and drainage
• Peaceful environment with green spaces
• Trusted by hundreds of happy homeowners

We’ve built a reputation over 20 years as one of Ghana’s most trusted real estate developers.

Frequently Asked Questions

Can I buy if I live outside Ghana?

Yes! Many of our buyers live in the UK, USA, and other countries. We’ll walk you through the process remotely.

What if I delay a payment?

We understand life happens. We’re flexible and can work out a plan with you—just talk to us early.

Are the homes already built?

Some homes are move-in ready. Others are off-plan with clear timelines. We’ll help you choose what works best for you.

Do I need a mortgage?

No, you don’t need a bank loan. Our 2-year plan is directly between you and Lakeside Estate.

Ready to Get Started?